Attention homeowners: Real estate appraisal services for in Saint Louis and Saint Louis County
Here are the top 7 reasons why Missouri homeowners use Feicht R.E. and Appraisal, LLC.:
At Feicht R.E. and Appraisal, LLC., we understand the special needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Feicht R.E. and Appraisal, LLC., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge Saint Louis County's assessment of your propertyYour local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. That only means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Feicht R.E. and Appraisal, LLC. is your chief weapon.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Feicht R.E. and Appraisal, LLC., we're experienced in helping folks just like you dismiss unwanted PMI insurance.
HELOC recently frozen?If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Feicht R.E. and Appraisal, LLC. can provide you with a professional appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? An appraiser from Feicht R.E. and Appraisal, LLC. can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.